What do I know about banking? Not so much, I hope the bank keeps my money safe but don’t try to understand what is behind this complex system. However, is it okay to know so little about what are banks doing with our money? As an individual always looking for ways to make this place on earth more pleasant and better, I believe that we SHOULD be aware and interested of what our banks are doing.

What if the bank invests in the nuclear arms industry industries or very polluting industries, as many of them do?A recent Belgium’s study revealed that our money placement, were at the top of our carbon footprint with 100 tons of CO2 per year. That is so much more than our consumption and production footprint so we should care about the banks investments. We can make a choice by choosing a bank that doesn’t do this kind of investment. Big improvements have been made in this direction, particularly by the DIVEST movement; an international movement which only goal is to put away investment from polluting and fossil energy corporations through petitions and campaigns. I believe that these kind of initiatives are necessary to build a better world. Finally, changing our behaviors, sharing our beliefs and international movements of this type have all the same common purpose to influence the settled globalized system runs by big corporations.

Luckily some “ethical banks” are emerging; these banks are working according to the same model as the usual ones but with a different guideline: transparency and trustful policies. Their first objective is not to make profit and enrich the elite but invest and support actions and companies with social and environmental purposes; letting their customers aware of the bank’s activities. Then, choosing a more responsible bank can be a way to show that we don´t agree with the current system and would like to make it change. They are more and more present and popular in Europe.

But still they are part of the financial sector and work on the same model. I would like to explore if we can do without them? So what are our possibilities?

Alternatives to the current banking system exist; new currencies are emerging with communitarian monetary systems. A good example is the district of Brixton in London which has its own “Brixton pound” with its own printed bills and coins. I see these initiatives as a clever way to break the globalized consensus settled in the world today coming with a lot of advantages but some undesirable effects too. It reconciles communities, reduces the production circuit and proves that pull ourselves away from the usual national and international bank system is possible.  On top of that, they personalized their money appearance and its 10 pounds bill has the face of David Bowie printed on it; which is much more fun than the Queen! Those solutions are more sustainable as the economy doesn’t only profit to the elite but encourage local economy and small businesses, while limiting environmental impact.

But what to do with your savings? Today, interest rates are so low and economy so fragile that it´s difficult to trust banks for our savings. Savings that we want to make for our children to have an education or to save for a nice holiday. Some people would just take out their money from the bank and hide it under their mattress. But actually, our possibilities are wider today. Crowdfunding platforms and projects like ‘kickstarter’ and ‘kiss kiss bank bank’ for example are a good way to place your money in projects that you believe in. However, you will not be able to send your children to university through crowdfunding invests. So, if you keep looking, there are still other solutions to  make profit from your invests… Going in this direction, new crowdfunding platforms like www.oneplanetcrowd.com allows you to invest in some startups and businesses’ projects with the possibility to get good percentage from it in return. Or, invest directly in renewable energy for example seems like a responsible option too to make profit if you’re concerned about the environment and sustainable solutions to fossil fuels and want to slow the bank industry’s power.

So, making businesses, profit, investments, savings without banks is possible; collectivity and sharing have a lot of promises.

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One specific individual reminds me of that inner power, Public Protector; Thulisile Madonsela. When she walks into a room and begins speaking, people sit up and listen. Her mission is to establish a trust in South Africa’s young and fragile democracy. She is a big inspirational example and we believe she can inspire many people. Last two years we have made big steps in getting access to her and capturing her amazing story. Also, this year we will keep going, keep believing in realizing a captivating story, in telling her unique part of history in a fight against corruption and perseverance. A fight not for someone’s own well being, but that of the society.

2015 also had experiences that made me happy and hopeful for a better future, like the climate talks in Paris. For years people have demonstrated to make our voice heard, our concerns, of how we manage this planet. In Paris we didn’t win the war, but you can say we won a battle. There seems a momentum and governments seem to take serious steps to move away from oil, gas and coal. Meanwhile, energy from clean, renewable sources will grow. We know the agreement isn’t perfect – and it’s not, but over the past year, we saw a truly unprecedented show of support for a strong agreement. Friends like you who cared so much about the future to take action during the climate march. So take a moment to reflect on what you helped accomplish. It’s not every day you can say you were a part of history in the making. Be proud of that. Be very, very proud.

A mayor step is the fact that an organization, like Urgenda, and some international affiliates have won a court case against the Dutch government. And now the government need to take serious action to avoid the impact of climate change. Again an example we could not think a few years ago.
At the same time entrepreneurs and many designers in the Netherlands are taking up the challenge and renew our economy into a circular one. The ambition is to become a worldwide circular hotspot. Currently, there is happening so much in the development that makes us very proud. With the Netherlands as circular hotspot, we are going to inspire and motivate the world.

The amazing thing about reflecting is there are no rules. A new year is the symbolic starting point for new possibilities and the way to achieve these; is by doing, by making a change every day. Making a positive change NOW, sets the tone for the beautiful adventures in the year ahead. Erase all negativity and bring happiness and lessons we’ve picked up along the way. The good and the bad and learn from our experience. After we have learned we are able to grow, to give love, to acknowledge and to be thankful.

We are going to set sail on creative and unique adventures, and share this in as much as possible ways with you!

Wishing you all an enlightening, happy and healthy new year!

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Two weeks ago I went with my friends from the Dutch Climbing Association for a bivouac weekend in the Ardennes in Belgium. Houfallize was the place to be and so we decided to meet up in a local pub from where we walked together to our first resting place in the forest. Weather was mild but wet, just like last year. It must have been an eight degrees Celsius and nights around freezing temperatures.
We had to walk for an hour or so before we could all chose our own space to spend the night. As I had only a bivy sac with me I was searching for the tree with the biggest crown to give me shelter during the night and protect me against rain. This meant I had to sleep a bit upwards as the ground wasn’t flat at all.

Every hour I woke up and turned a bit to find the best spot and felt asleep again. In the morning you always have the ritual of starting the stove to boil water for breakfast and whilst it is doing so you will pack your stuff so after breakfast you can start your day. As we had to do a 35km trip on Saturday with a 15kg backpack this means with an average of 3km per hour that you have to move for at least 12hours without breaks. That is a pretty long day. Most of it is off road and in this season the rivers mostly are over the banks and paths so you have to find your way on a map with coordinates and a compass.
During the day you are full of excitement as there are so many obstacles to overcome and so many times you think; why I am doing this? You know that the night will be cold and wet with less sleep than is good for you after such a long day walk!

When I arrived back home Sunday evening everything was crossing my mind again and a few things came up. There is a mental and a physical element in bringing yourself out of your comfort zone. From the applicants there is always a percentage canceling their trip for many good reasons. Mostly it is not the real reason why people giving up on themselves. It is hard, it is not comfortable and warm at most of the time but just by setting that one step before the next is the start of a new adventure. Any adventure big or small, in cities or in nature.

The physical element is mostly direct linked to the mental state. When we are young we learn to cycle and then when it rains and is cold we still need to cycle because our parents say so. When you are getting older and deciding for yourself suddenly life becomes easier as you are making the calls. Many of us, trying to walk the easy less steep route through life. The route that is not giving you that extra when you succeed but lets you be average. Most of us don’t see the parental strength anymore that we sometimes just need, to do and believe in the outcome and feeling a little of pain. We lost our inner strengths and trust that we can survive on our own with that extra glory moments that come along with it. No matter what choice you make in life, what walk you walk as long as you do it hand in hand with nature you will be surprised about the outcome!

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More than 100 years ago, tragic news shocked the world. Exactly on 12 November 1912 an Antarctic search party discovered the frozen bodies of Scott, Wilson and Bowers. The bodies were found in the tent of Captain Robert Scott, half-buried in the snow. They were the last members of a five-man team returning home from their journey to explore the Antarctic.

When the bodies were found, they discovered Scott’s diary. In the diary he described harrowing experiences during the last weeks. He described the fight against the extreme weather conditions and the lack of food and fuel. He knew they would die. The last words written were: “For God’s sake look after our people.” This was an SOS message to the world to take the right turn before it’s too late.

The importance of expeditions tend to be forgotten but there are still important polar expeditions undertaken, even in our current time. In May 2015 two experienced Dutch polar explorers went on expedition in the Arctic, Phillip de Roo en Marc Cornelissen. Their aim: to do research on the ice conditions. Exploring the effects of climate change on our Arctic.

The first days, the harsh Arctic conditions made it hard to do what they came for, but after some days the weather cleared up and everything went smooth. Then fate struck unexpectedly, Marc sank through the thin ice and Philip tried to help him and got into the freezing water himself. Leaving their third companion, Kimnik, the sledge dog alone on the ice. Remains were the footsteps and the sledges with all the measurements and results of the research.

We consider Marc and Philip as heroes, because the pushed the boundaries of what was possible because they cared so much about the Arctic, and about the earth. With their research they took their responsibility to help to protect what is so precious to us.

We commemorate them as lifesavers, driven to create a better the world. They are a personal inspiration to us by their power and courage, with a common grateful goal. We have to build further on the things they have accomplished and left behind. All together, everywhere and every time.

When you are fighting for something, you care so much about. You mostly want direct results. But making progress never comes easy. From the moment it becomes a personal goal. Let’s say it becomes your ‘why’ in life, it becomes very powerful. Follow your dreams, day by day to make this a better world and do it with a smile on your face.

If you want to go fast, go alone! If you want to go far, let’s go together.

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